Auto Insurance

Protecting Drivers in San Antonio & Universal City, TX

Drivers everywhere face exposures like accidents, injuries, theft, and fires. These and other exposures require protection because if they become realities, these exposures can result in terrific costs.  Insurance protects against driving risk and keeps drivers secure. At Bluebonnet Insurance we have a comprehensive and adaptable auto insurance program that keeps Texas drivers and drivers elsewhere protected against risk for the right price. We custom-tailor packages from this program to meet the needs of individual clients, and we’ll tailor a solution to your needs. 

Contact an agent to get started or read on to learn more. 

Expanded and Specialized Coverages for your Needs

Some insurance agents (captive agents, most likely) would have you believe that auto insurance is ‘one-size-fits-all’ because it’s not complicated. This isn’t true, and auto insurance is far from uncomplicated. Most auto insurance coverage secures vehicles and people and protects against liabilities. Collisions, natural disasters, and other risks of being on the road are among these liabilities and they are protected against by coverages that are common to many drivers. Additional coverages however, which include specific-liability, comprehensive, and specialty equipment, are not common to every driver and help make an auto insurance policy complete. 

At Bluebonnet Insurance we build thorough auto insurance plans that provide strong bases of coverage and contain coverages that reflect individual needs. We also ensure that coverage plans have limits, rates, and deductibles that match clients' needs. This is how we customize plans and ensure that they’re completely protective. 

As an independent insurer we work with a variety of different carriers, and this allows us to effectively ‘shop’ on your behalf for coverages that fit best and to tailor your policy fully. The coverages that our carrier-partners help us offer include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

Our process for finding the right solution involves a thorough assessment of your needs, coverage selections, and policy optimization. The optimization includes identifying and helping you take advantage of benefits and discounts that are exclusive to your coverage plan. Good driver discounts, multiple-vehicle discounts, and safety discounts are among these benefits and discounts. Perhaps greatest of the benefits for which you can be eligible is a multi-line policy discount, which you can take advantage of if you combine your home and/or renters insurance with your auto insurance. To learn more about this discount, see our home & auto page and talk with an agent

Working with Bluebonnet Insurance to find a Solution

As a Texas driver you’re responsible for meeting state-minimum coverage standards and for following the rules of the road.  We certainly keep you covered when it comes to your legal insurance requirements, and we even help you find ways to improve your driving experience. As a policyholder you need a coverage plan that protects you fully and gives you the best deal. We give you the most thorough coverage for the absolute best price. So, you get the most value for your insurance investment with us.

We deliver more than products as we provide extensive and personalized services. We manage risk and claims and we keep you informed. This helps you make the best decisions, achieve suitable claims resolutions, and minimize your overall costs. If you need to get the answer to a question, change coverage, and/or get help resolving an emergency, we’ll be there for you.

Please contact us or give us a call to learn more. You can also request a quote if you’re ready to start on a policy. 

Bluebonnet Insurance is proud to provide car insurance in San Antonio, Universal City, Selma, Schertz City, Floresville, and Boerne, TX. We also serve other areas in the state and we serve Alabama, Mississippi, and New Mexico.

Additional Information:


Take the Distracted Driver training Course to help you better your safe driving skills.

Our Auto Insurance Coverage Options Include:

Main Office

113 Castano Ave #1
San Antonio, TX 78209
Main office: 210-822-3033
Fax: 866-229-2487

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 4:30 PM
Sat: By Appointment
Sun: By Appointment

Our Providers


Thanks for all the effort you have put in to getting our claim answered in a timely manner. It sure is appreciated! It is a little easier to be positive about things when you have someone in your corner!
Megan Coley